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Wise, formerly known as TransferWise, is a financial technology company specializing in international money transfers and multi-currency accounts. Founded in 2011 by Taavet Hinrikus and Kristo Käärmann, Wise offers individuals and businesses the ability to hold and manage funds in over 50 currencies, facilitating seamless cross-border transactions at the real exchange rate with transparent, low fees. The platform provides services such as international money transfers, multi-currency accounts, and debit cards, enabling users to send, spend, and receive money globally with ease. Wise's mission is to make international banking more accessible and cost-effective, challenging traditional financial institutions by offering innovative solutions for global financial needs.
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- Wise charges a small, upfront fee for international money transfers, which varies depending on the amount and destination. The platform uses the real exchange rate without hidden markups.
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